Gold finance software for gold and pawnbroking finance companies

Run a gold finance business from one application: pledges against gold and silver, interest, notices, investor deposits, branches and the day book. 2Dot Loan Manager works offline, in Tamil and English.

Also known as: gold finance system, gold finance app, gold finance application

Gold finance software in Tamil

Across Tamil Nadu and Puducherry many lenders call their business a gold finance, jewel finance or pawnbroking finance rather than a pawn shop. The work is the same lending against ornaments, but the business is usually larger: several branches, staff at each counter, money taken in as deposits from investors, and accounts that have to close every day.

Gold finance software has to cover all of that, not only the pledge register. 2Dot Loan Manager keeps every pledge ornament by ornament, works out interest, flags overdue accounts and prints notices. Beside the loans it handles FD, RD and general deposits, term loans with EMI, personal loans, staff payroll, the day book, trial balance and profit and loss, across as many branches as you run.

How a gold finance company uses it

• Lend against gold: Record each ornament with gross weight, net weight and value at your rate per gram, set the interest scheme and print the pledge receipt.
• Collect interest: Pending interest is listed by pledge. Take full or part interest and part principal in cash or UPI.
• Follow up overdue accounts: Overdue pledges are found automatically. Send SMS reminders and print warning and auction notices in bulk.
• Take deposits: Accept FD, RD and general deposits from investors, with interest payouts and maturity tracking.
• Run the branches: Each branch keeps its own data. Switch between them or search across all of them from one installation.
• Close the day: Every loan, receipt, deposit and expense lands in the day book, with trial balance, profit and loss and 50+ reports.

What gold finance companies need

• Pledge records: Multi-ornament pledges with weight, net weight, value and photos of the customer, the ornaments and the proof.
• Interest schemes: Simple or compound interest, paid in advance or later, with custom schemes and overdue tracking.
• Investor deposits: FD, RD and general deposits with daily simple interest, payouts and maturity tracking.
• Bank repledge: Repledge ornaments to banks and track the bank's interest due, payments and repledge profit.
• Accounts: Day book, trial balance, profit and loss and savings bank statements beside your loans.
• Staff and payroll: Staff records, attendance, leave, salary advances and monthly payroll with salary slips.

Related

• loan manager
• gold loan management software
• pawn broker software
• deposit management software
• Pawn broker software in Tamil (தமிழ்)

Frequently asked questions

What is gold finance software?

It is software for a business that lends against gold ornaments. It records pledges ornament by ornament, calculates interest, tracks overdue accounts, prints receipts and notices, and keeps the accounts. 2Dot Loan Manager also handles deposits, EMI loans, branches and payroll.

Is gold finance software the same as gold loan software?

The pledge work is the same. Gold finance companies usually also need investor deposits, several branches, staff payroll and full accounts, and 2Dot Loan Manager includes all of these.

Is there pawnbroking finance software?

Yes. 2Dot Loan Manager covers what a pawnbroking finance or jewel finance business runs on: pledges, interest, notices, deposits, branches and accounts.

Can a gold finance company take deposits in the software?

Yes. FD, RD and general deposits are supported, with interest payouts and maturity tracking.

Does it work without internet?

Yes. Core work runs offline on your own PC. The online plans add cloud sync, backup, and access from mobile and other devices.

What is the price of gold finance software?

2Dot Loan Manager starts from ₹14,999 for a single-shop offline version, a one-time purchase. Cloud access and multi-branch plans cost more. Free installation help and small customizations are included.

Is gold finance software available in Tamil?

Yes. 2Dot Loan Manager works in Tamil and English. You can type Tamil on an English keyboard and print bilingual receipts and notices. See the Tamil page for details.

Is there a gold finance system or app?

Yes. 2Dot Loan Manager is a gold finance application you install on your PC, and it works offline. The online plans add cloud sync, backup, and access from mobile and other devices.

Contact 2Dot Solutions in Karaikal